What is Demat Holding Account Statement And How To Download It

A demat holding statement is like a bank account statement, but for your investments. It shows all the securities you hold in your demat account, such as shares, bonds, mutual funds, or ETFs, in electronic form. The statement includes details like the quantity of securities, their cost of purchase, and their current market value. It helps investors know exactly what they own at any given time and acts as proof of ownership of securities.

Why track your Demat Holding Statement regularly?

Monitor Investments: It shows how your investments are performing and whether they are growing in value.
Spot Errors Quickly: Regular tracking helps you notice any mistakes or unauthorised entries.
Tax Planning: Since it shows the cost of acquisition and current value, it helps in calculating capital gains for tax purposes.
Better Investment Decisions: By reviewing holdings, you can decide if your portfolio needs balancing or diversification.
Avoid Missed Credits: Ensures shares you bought are credited properly to your demat account.

Key components of a Demat Holding Statement

Account Details: Name of account holder, demat account number, DP ID.
Statement Date: The date when the statement is generated.
Security Details: ISIN (unique code for each security), security name, and type of security.
Investment Data: Quantity, acquisition cost, and current market value.
Status of Securities: Whether holdings are active, frozen, or pledged.
Corporate Actions: Information on dividends, bonuses, or splits.

How to download Demat Holding Statement: Step-by-step guide

Visit the website or mobile app of your Depository Participant (DP) or broker.
Log in with your DP ID, Client ID, and password.
Look for the section labelled “Demat Account” or “Holdings.”
Choose the option to generate or download a Demat Account Holding Statement.
Select the time period (monthly, quarterly, or custom dates).
Choose the format, usually PDF or Excel.
Download and verify the statement. If it is protected with a password, use the password given by your DP to open it.
Verify thoroughly for any discrepancies and report to your DP at once if you find errors.

If you don’t have a demat account yet, you can easily open a free demat account with Findoc and start accessing your statements online.

Via the NSDL / CDSL portal or using the CAS request

If your account is with NSDL, you can use the IDeAS portal.
If your account is with CDSL, you may use the EASI or Easiest portal.
Log in with your Client ID and PAN to download the statement.

You may also opt for a Consolidated Account Statement (CAS), displaying holdings in multiple accounts in a single location.

How often and when should you check your Demat Holding Statement?

You must review your demat holding statement from time to time to monitor your investments and prevent mistakes. It ensures that your portfolio is correct and up-to-date.

Here are the best times to review it:

At least once a month
After executing any big transaction
When you receive dividends
Before submitting your income tax return

Regular checking develops healthy financial habits and ensures that your investments remain secure.

Benefits of Demat Holding Statement

Transparency: Gives a clear picture of all your investments in one place.
Record Keeping: Serves as an official record of ownership.
Security: Helps detect fraud or unauthorised activities quickly.
Planning: Assists in financial planning by showing which assets are performing well.
Tax Compliance: Provides data needed to calculate gains and losses for tax filing.
Portfolio Management: Helps decide when to sell, hold, or diversify investments.

Demat Holding Statement vs Transaction Statement

A statement of demat holdings shows what securities you currently hold, along with their details and value. A transaction statement, on the other hand, records all the activities in your demat account, such as purchases, sales, pledges, or transfers over a period of time. Both are important but serve different purposes.

Conclusion

A demat holding statement is a valuable tool for all investors. It assists you in monitoring, planning, and safeguarding your investments and maintaining tax compliance. Through regular reviews, you maintain control over your portfolio. If you need a hassle-free method of managing and keeping track of your holdings, Findoc walks you through easy and secure solutions.

Frequently Asked Questions

1. Can I get my demat holding statement online?

Yes, you can easily get your demat holding statement online through your broker’s platform, NSDL/CDSL portals, or by requesting a Consolidated Account Statement (CAS).

2. How to download the demat statement from CDSL?

Use your PAN and Client ID to log in to CDSL’s Easi/Easiest portal. Choose “Holdings” or “Reports,” select the period, and download the statement in PDF or Excel format.

3. Are holding statements mandatory for tax filing?

While not mandatory to attach to tax returns, a statement of demat holdings helps calculate capital gains and prove ownership of securities. They act as important supporting documents during tax filing.

4. Can I get a holding statement on a weekly basis?

Yes, though most brokers provide monthly or quarterly statements, you can manually generate weekly holding statements anytime through your DP or CDSL/NSDL online platforms for closer tracking.