Author: findoc

  • How Tier-2 & 3 Cities Are Becoming India’s New Investor Hub

    How Tier-2 & 3 Cities Are Becoming India’s New Investor Hub

    For a long time, India’s growth story was centered around its major metropolitan hubs—cities like Mumbai, Delhi, and Bengaluru. They were the undisputed stars for big businesses, ambitious startups, and investors. But a quiet revolution is taking place. The spotlight is now shifting to India’s smaller cities, and they are quickly becoming the new engines…

  • Why Global Investors Are Betting Big on India’s Small Banks & NBFCs

    Why Global Investors Are Betting Big on India’s Small Banks & NBFCs

    Have you ever wondered where big international investors put their money? Lately, a lot of that money is flowing into India, but not just into the big, famous companies. A surprising amount is going into something you might use every day: small banks and Non-Banking Financial Companies (NBFCs). So, what’s going on? Why are these…

  • How Campa and Lahori Zeera Are Winning India’s Fizzy War

    How Campa and Lahori Zeera Are Winning India’s Fizzy War

    A New Era in India’s Soft Drink Market Until recently, the Indian soft drink scene was pretty simple: Coca-Cola and Pepsi ruled almost every fridge and shop. For years, these global brands had a near-monopoly, owning over 90% of a market now worth about ₹60,000 crore. But now, two Indian brands, Campa and Lahori Zeera,…

  • Why NRIs Retiring in India Need a Different Wealth Management Plan

    Why NRIs Retiring in India Need a Different Wealth Management Plan

    A shocking fact: a ₹1 crore retirement corpus today will shrink to just ₹20 lakh in real terms after twenty years in India. NRI wealth management demands specialized planning for retirement in India. The reason is clear. India’s inflation rate stays consistently higher than many wealthy countries at 6-7% annually. Your overseas retirement calculations will fall…

  • Excelsoft Technologies IPO 2025 – Complete Details and Market Outlook

    Excelsoft Technologies IPO 2025 – Complete Details and Market Outlook

    Get ready for one of the most talked-about IPO events this month! Excelsoft Technologies, a global vertical SaaS company, plans to launch its maiden public issue from November 19 to 21, 2025. The company’s book-building issue totals Rs 500 crore, which includes a fresh issuance of Rs 180 crore and an offer-for-sale worth Rs 320…

  • Not Every IPO Turns Into Profit: How to Check If It’s Worth Investing

    Not Every IPO Turns Into Profit: How to Check If It’s Worth Investing

    The IPO fever makes investors dream big, but reality often hits hard. Many retail investors jump into IPOs based on hype, brand names, and subscription numbers. They rarely ask if the issue deserves their money. This approach to investing brings disappointment. Many IPOs that got subscribed more than five times now trade below their issue…

  • Tenneco Clean Air IPO: Key Details, Subscription Dates & Financial Overview

    Tenneco Clean Air IPO: Key Details, Subscription Dates & Financial Overview

    Tenneco Clean Air plans to launch a massive ₹3,600 crore IPO on November 12, 2025. The global Tier I automotive component supplier shows strong financial performance with a market cap of ₹16,023 crore. Their numbers look solid with a 57.3% return on capital employed (ROCE) and 42.6% return on equity (ROE). The IPO gives investors…

  • Physics Wallah IPO: Full Details, Price, Date, Valuation & Key Insights

    Physics Wallah IPO: Full Details, Price, Date, Valuation & Key Insights

    Physics Wallah’s upcoming IPO has created quite a buzz as the education giant wants to raise ₹3,480 crore through its public issue. The company ranks among India’s top five education companies by revenue and has shown remarkable growth with its affordable business model that revolutionized the education sector. The company’s digital community has grown impressively…

  • How Gen Z Is Redefining Money in India?

    How Gen Z Is Redefining Money in India?

    India’s 377 million Gen Z population drives 43% of consumer spending, which adds up to about $860 billion. This economic force will likely hit $2 trillion by 2035 and reshape how money flows through our economy. Gen Z shows remarkable discipline in building wealth – 93% keep saving money and set aside 20-30% of their…

  • How Much Loan Can You Get Against Your Mutual Funds?

    How Much Loan Can You Get Against Your Mutual Funds?

    Mutual fund investments can help you build wealth and serve as collateral for quick funds. Taking loans against mutual funds gives investors a practical way to get cash without selling their portfolio during market ups and downs. A loan against mutual funds lets you use your fund units as collateral for secured borrowing. This setup…